Retirement planning is not all about money.
It may be just as important for aging Baby Boomers to have invested in their spiritual lives as in their 401K plans, new research shows.
The benefits of increased spiritual activity range from battling loneliness through personal faith and church, synagogue and mosque attendance to reducing death anxiety through religious music, the studies indicate.
And just as financial planners urge their clients to be prepared for living into their 90s, religious leaders can also make a case that a strong spiritual life provides a powerful foundation for coping with the trials of outliving our ability to care for ourselves.
Faith serves for many older people as a tool to manage uncertainty and adversity, and as a source of comfort in difficult situations, according to researcher Lydia Manning of the Duke University Center for the Study of Aging and Human Development.
“I think it’s incredibly important to take into account religion and spirituality” in older populations, she said.
It is not easy getting old. We lose the work that provided a sense of identity. We lose the physical mobility that limits our freedom to do cherished activities or even to live at home. And we lose family members and friends, diminishing social networks at the time they are most needed.
All of these losses present significant mental health challenges.
How can religion help stem these losses?
Some criticize religion for taking time and resources away from more practical concerns for a longer, happier life such as building a bigger nest egg. But research linking religious activity with better health outcomes among older Americans challenges that idea.
Consider these findings presented at the recent annual meeting in Denver of the Association for the Sociology of Religion:
• One is the loneliest number: Religious service attendance may protect against loneliness in later life by integrating older adults into larger and more supportive social networks. Researchers Sunshine Rote and Terrence Hill of Florida State University and Christopher Ellison of the University of Texas at San Antonio analyzed data from the National Social Life, Health and Aging Project. They found involvement in religious institutions can be an important social resource for older adults.
Religion may be at its most important in the final stages of life, some studies indicate.
Keeping the faith
In a study of 65 residents of five Texas nursing homes, the most common way people reported coping with stress appeared to be a stoicism “deeply rooted in their religiosity, specifically their trust in and gratitude toward God,” Namkee G. Choi, Sandy Ransom and Richard Wyllie reported in the journal Aging & Mental Health.
“I don’t go around thinking about if I’m happy or not happy. I don’t say, ‘I don’t have this or don’t have that.’ I’m just grateful for what I’ve got. The Lord’s been good to me – I mean, to someone that was born … during the Great Depression and with no more education than I had. I just . . . I just use what God gave me,” one 86-year-old woman told researchers.
But there is an important caveat to the positive effects of religion on aging, one that parallels in the spiritual realm the advice of financial professionals of saving early and often for a secure retirement.
There is no quick-fix approach to finding the spiritual resources necessary to cope with the trials of old age, researchers indicate.
In their study on religion, quality of life, depression and trauma, Manning and Miles found short-term variations in religious practices had no effect.
In her own recent research with older adults, Manning discovered that spiritual continuity plays an integral role in the deep faith that allows many older individuals to cope with the effects of aging.
Many of the people she has interviewed speak of their relationship with God as a concrete relationship, “almost as if they would talk about their spouse or a best friend,” she said.
No amount of money can buy that type of faith.
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